World Cycles Institute

The Incredible Mortgage Scam

After more than six months of research brought about by five court cases in Canada and the U.S., where people were losing their homes (actually being physically thrown out of them against the law), it became more than apparent that the Admiralty court system has been weaponized against We the People.

People have been losing their homes through a conspiracy to commit fraud, beginning at the highest levels of the banking industry. They’re all in it — the courts, the BAR attorneys, the government, and law enforcement. It’s the largest scam in the history of mankind. The numbers are staggering.

This is how they do it. Everybody needs to know what’s been going on! SHARE, SHARE, SHARE!

The Incredible Mortgage Scam

Here’s an extremely well-written article (PDF you can download) on this subject: A retired judge spills the beans on the Admiralty Court System.

Within this article, there are remedies to fight the system and win, but be advised, that it’s extremely difficult to win in the Admiralty Court System until the criminals are all sent to tribunals, which is happening as I write this. Then the remaining good ones are going to be trained in Common Law, which is the law of the land. It’s based upon God’s law (natural law).

From the Restored Republic daily document outlining the status of the revolution in progress:


1. Borrower signs the bank’s Purported Loan Contract and Mortgage.

2. Borrower’s signature transforms the purported Loan Contract into a Financial Instrument worth the value of the agreed Loan amount.

3. Bank Fails to disclose to borrower that the borrower created an asset.

4. Loan Contract (Financial Instrument) asset deposited with the bank by borrower.

5. Financial Instrument remains property of borrower since the borrower created it.

6. Bank Fails to disclose the bank’s liability to the borrower for the value of the asset.

7. Bank fails to give borrower a receipt for deposit of the borrower’s asset.

8. New money credit is created on the bank books, credited against the borrower’s financial instrument.

9.  Bank fails to disclose to the borrower that the borrower’s signature created new money that is claimed by the bank as a Loan to the borrower.

10. Loan amount credited to an account for borrower’s use.

11. Bank deceives borrower by calling credit a “Loan” when it is an exchange for the deposited asset.

12. Bank deceives public at large by calling this process Mortgage Lending, Loan and similar.

13. Bank deceives borrower by charging Interest and fees when there is no value provided to the borrower by the bank.

14. Bank provides none of its own money so the bank has no consideration in the transaction and so no true contract exists.

15. Bank deceives borrower that the borrower’s self-created credit is a “Loan” from the bank, thus there is no full disclosure so no true contract exists. Borrower is the true creditor in the transaction. Borrower created the money. Bank provided no value.

16.  Bank deceives borrower that borrower is Debtor not Creditor

17. Bank Hides its Liability by off balance-sheet accounting and only shows its Debtor ledger in order to deceive the borrower and the Court.

18. Bank demands borrower’s payments without just cause. Deception-theft- fraud.

19. Bank sells borrower’s Financial Instrument to a third party for profit.

20. Sale of the Financial Instrument confirms it has intrinsic value as an asset, yet that value is not credited to the borrower as creator and depositor of the Instrument.

21. Bank hides truth from the borrower, not admitting theft, nor sharing proceeds of the sale of the borrower’s Financial Instrument with the borrower.

22. The borrower’s Financial Instrument is converted into a security through a trust or similar arrangement in order to defeat restrictions on transactions of Loan Contracts.

23. The Security including the Loan Contract is sold to investors, despite the fact that such Securitization is Illegal.

24. Bank is not the Holder in Due Course of the Loan Contract .Only the Holder in Due Course can claim on the Loan Contract.

25. Bank deceives the borrower that the bank is Holder in Due Course of the Loan.

But do not despair, we are about to turn the tables on these evil criminal cartels.

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{ 2 comments… add one }
  • Darcy Tolle April 28, 2024, 5:44 pm

    How to you call them on this and what attorney would take this on

    • Peter Temple May 1, 2024, 10:37 am

      Hi Darcy,
      An “attorney” is a member of the B.A.R. They take an oath the Crown in the UK. They are the ones that actually “run” the courts. They will take your money but they do not work for you; they work for the courts. Lawyers, who have not registered with the B.A.R. are the good guys but the courts don’t let them practice, so unless you know the rules and procedures of the court, it’s an uphill battle. However, very soon we’re going to be back to Common Law and that’s when you can go after them. In Common Law, there are no BAR attorneys. In fact, they are all illegal foreign agents and are soon to be arrested and deported. Big clean-up is happening as the courts are totally corrupt. A little more patience is needed.

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